Friday, October 29, 2010

Choosing a Pool for your Infant – Tips and Advice

Everything you need to know about installing a pool for your whole family, including an infant.

A big question many parents ask themselves when considering to install a pool is whether it’s the wisest idea based on how old their kids are. There is a small school of thought that advocates no swimming pool till the children learn how to swim, but with the solid range of safety fences now available, this seems shortsighted to say the least. Not only that, but construction noises while baby is sleeping is a very bad idea. Provided you have a healthy pool with the right pool pump and cleaner, there is no reason why installing a pool before you have children isn’t a great idea. We’ve put together this list of tips and advice for ensuring you choose the right pool for your baby.

The benefits of a swimming pool for infants: Not only is swimming a very valuable activity while you’re pregnant, but even after the baby is born a pool can be useful in a whole range of ways. From regular bathing and cooling a fevered child in your arms, to the safety advantages of learning how to swim at an early age, a swimming pool is a good investment. Consider also the fitness and recreational benefits for the mother of a young infant, because you have to look after yourself before you can look after anyone well.

Consider installing in a pool with very shallow sections, or large steps: This is the safest most child friendly way to introduce your infant to water. You may choose to use a very shallow, inflatable pool until your infant can happily communicate, but many parents have found that sitting with a baby on the first or second step into the pool is a great safe way to introduce the baby to the pool, while supervising older children. Do not leave the baby on the step unsupervised.

Choose the right toys:  Buying an inflatable or floating pool buggy for your baby is a safe way to watch your child while you float about. Do not buy toys that the child might trip over or reach too far into the pool for, and fall in. As the child’s swimming ability progresses, invest in quality floaties and never leave your child unattended, or more then arm lengths reach away. If your pool has no shade, consider moving some tall plants closer to the shallow water, and buy rashies and water hats to keep your child from getting sunburn.

Invest in a pool cover: A pool cover will prevent tragedy if your infant does manage to get inside the fence, by blocking the baby from the water and consequent drowning.

The most important thing to remember is that you need to be constantly attentive while your child is anywhere near the pool. Make sure older brothers and sisters know not to take the infant into the water, or play rough splashing games when the littlest one is floating about.

We spoke with Scott Todd, the local Myrtle Beach Allstate agent about SC homeowners insurance and having a home pool, and he offered this advice:

Pools are covered under a section called coverage "B" for detached structures. If you have this in your policy, it's usually for 10% of the dwelling coverage. For example, if your home is covered for $250,000, the pool (or other detached structure) is insured for $25,000.00. This is PROPERTY coverage, and can be increased if you don't feel comfortable with the amount.

Also, with a pool you want to make sure you have enough liability coverage on your homeowners insurance. (personal injury, specifically) I suggest a minimum of $300,000, which is the policy standard and won't usually need to be added. In addition, most insurance companies require the pool to be fenced in.
Florida has some specific rules about pool requirements which are listed on the AVA Innovations website that you might want to review as well.  The cute photo on this blog is from their website. You may also be interested in a website for Florida insurance .